Why Choose Us

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Speedy Loan process

Our platform uses the latest technology to find the best available loan from our panel with a conditional approval provided to you within a couple of minutes. Most customers have the money in their bank account on the same day they apply, some within a few hours.

Its free to apply

We care about our borrowers and stand by our “No Approval, No Charges” policy. It is completely free for you to use our application service to find the best available loan from our panel. Our service is completely transparent, so you will not encounter any hidden costs or nasty surprises later.

100% online and mobile service

You can arrange your loan from anywhere using your mobile phone or laptop. We have saved from making long phone calls and returning pages of paperwork. You can apply for one of our loans using our simple online application in just a few minutes.

Access to an extensive choice of lenders

We have built solid relationships with some of Australia’s best lenders. This means we have a huge panel to provide you with the best available loan tailored to your individual requirements.

Instant Loan Experts

Our range of loans can meet your needs. You can borrow from $300 – $2000 over a range of different payment terms.

Searching for a breezy, personal loan?

Look no further than Breezy Loans for quick finance topped with top-notch customer service and loan specialists who get it.


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Rates & Costs

  Small Personal Loans Medium Personal Loans
Loan Amount $300 - $2,000 $2,001 - $5,000
Loan Term 91 Days - 12 months 3 - 24 months
Costs 1. Most small personal loan providers charge up to 20% as an establishment fee upfront. You’ll then pay a 4% monthly fee.
2. Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %.
3. In APR terms, the maximum annual percentage rate on these SACC loans between $300 and $2000 is 199.43%.		 1. Most small personal loan providers charge up to 20% as an establishment fee upfront. You’ll then pay a 4% monthly fee.
2. Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %.
3. In APR terms, the maximum annual percentage rate on these SACC loans between $300 and $2000 is 199.43%.
Example 1. Most small personal loan providers charge up to 20% as an establishment fee upfront. You’ll then pay a 4% monthly fee.
2. Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %.
3. In APR terms, the maximum annual percentage rate on these SACC loans between $300 and $2000 is 199.43%.		 1. Most small personal loan providers charge up to 20% as an establishment fee upfront. You’ll then pay a 4% monthly fee.
2. Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’l
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