In this day and age, when you need cash, you need it fast. Not tomorrow, not next week, but now. So what do you do? Traditional finance options can take days or weeks to get an answer. And you need cash now. So, who do you turn to when you don’t have any extra cash to spare and your savings are looking a little depleted? Breezy Loans cash loans could be just the answer you’re looking for. Not too sure what a quick cash loan is or how it works? No worries, Breezy is here to help you out. Sit back, relax and we’ll give you the low down on why we’re so good at what we do.
Cash loans are exactly what they sound like. Small personal loans that are designed to help you out, fast. When life comes knocking and something unexpected pops up you generally need cash fast. Our cash loans are paired with quick stress-free applications and same-day approvals that take the hassle out of finance.
And many, many more. If something unexpected catches you when you least expect it and you don’t have a lot of cash to spare trust that Breezy’s cash loans can help you out.
Cash loans can be used for a bunch of different reasons. Whatever you need fast cash for, Breezy loans can help you out with speedy applications and even faster outcomes. These cash loans are also known as emergency loans, small personal loans and no credit check loans.. If something unexpected catches you when you least expect it and you don’t have a lot of cash to spare trust that Breezy’s cash loans can help you out.
We want to be able to help out as many Aussies as we possibly can, so we’ve made our application criteria for cash loans nice and simple. We only ask that you meet a few criteria. If you can answer yes to each of the following then you’re eligible to apply for one of our speedy small personal loans:
● An Australian citizen or permanent resident of Australia ● 18 years of age ● Earning a regular income - a minimum of $600 per week from wages - for at least three months ● Have an active valid bank account ● Have an active mobile number and email address ● Not bankrupt or in a financial crisis where you cannot comfortably meet your loan repayments ● Not already applied for two or more loans in the last 90-day period
Yes, you can apply for our cash loans if you receive Centrelink! Unlike traditional lenders, we believe that everyone deserves a fair go, regardless of whether they receive Centrelink or not. We won’t automatically exclude you simply for receiving Centrelink payments. So, regardless of whether you receive full or partial Centrelink payments, feel free to submit an application for our cash loans and see if Breezy can help you out today.
The beauty of Breezy Loans is that we boast a 100% online, paper-free application process! This means that we don’t need you to go and hunt down any extra paperwork or documentation in order to submit an application. We simply get you to submit an e-bank statement when you send us your application. It’s nice and easy, so don’t worry!
We know that not everyone is going to have a perfect credit score and that sometimes life can happen, leading to a bit of bad credit history. Breezy Loans will not give you an instant no due to this bad credit. We believe that everyone deserves a second chance and a fair go. We also believe that there is much more to someone’s application than their credit history. We look at a number of different aspects including your repayment history, income and expenditure, credit history and previous lending history. This helps to provide us with a good overall snapshot of your current finances.
So, even if you do have a bit of bad credit history in your past, don’t let that stop you from applying for cash loans. Here at Breezy Loans, we won’t judge you solely in your credit history. Instead, we’ll give you the fair go that you deserve.
We can’t give you an exact answer as to what kind of fees you will definitely be charged as they are all unique. We can, however, can give you an example of what you might expect to be charged on a couple of different loan products. Remember though that these are examples only. Your assessment expert will discuss your fees and charges with you once they have assessed your application and examined your financial situation to see what works best for you.
Yes, if your repayment declines we will charge your account a $27.50 dishonour fee. In order to avoid any such fees we suggest always making sure that you have sufficient money in your account to cover your loan repayment.
Repaying your cash loans is simple. Once your loan has been approved we set up a direct debit repayment in line with your income day. The direct debit will run for the life of the loan and all you simply have to do is ensure that there are sufficient funds in your account on your repayment day. Easy!
Yes, as long as you give us sufficient time to make the changes in our system, we can generally make changes to your repayment if you need to. Just remember that we need at least 24-hours notice minimum to enact any changes to your upcoming repayments.
Submitting an application for cash loans couldn’t be easier. We know that time is money so we designed an application that will only take a couple of minutes out of your busy day. Our 100% online, paper-free application can be completed in a breeze. That’s right, just a few short minutes and you can get back to the important things in life.
Begin your application by scrolling up and inputting the amount you would like to borrow and hitting submit. You’ll be taken through to the first page of the form where we’ll get a couple of personal details from you such as your name, age, address and reason for applying for our cash loans.
We’ll now get you to upload a secure, read-only E-bank copy of your bank statements through our trusted bank statement partner Credit Sense. Credit Sense will ask you to sign on with your online banking details and then grab a read-only copy of your statements. These statements remain active to us for 24-hours only. This is a completely trusted and secure way of uploading your bank statements as none of your personal login details will be saved by us or Credit Sense. If you’re a Centrelink recipient we will also get you to upload a copy of your income statement. Please note that we cannot accept photos, screenshots or PDF copies of your documents.
Once your application has been submitted our team of assessment experts will assess the information that you have provided us with. If we are able to approve you for one of our cash loans the team will get in touch with you to discuss your loan contract and repayment terms that they have drawn up for you. Once we have received your signed contract we can release your cash loans funds to your nominated bank account!.
More often than not we don’t need to speak to your employer when you apply for one of our cash loans. However, in some cases, if we do have to verify your income we may need to get in touch with your employer. Don’t worry if we do though, our team is incredibly discrete and won’t disclose the reason for the employment verification.
Yes, you can absolutely pay off your cash loans early! We love when our clients are able to pay off their loans early. And, because we believe in flexibility and working with our clients we won’t charge you any early pay out fees if you are able to pay your loan off early. So, if you want to save yourself some cash and avoid monthly fees or interest charges, get in contact with us when you’re ready and we’ll be more than happy to help you settle your remaining loan balance.
Rather than wasting time worrying about where you’re going to come up with the cash that you need, why not submit an application for cash loans with Breezy Loans today? our stress-free, 100% online, paper-free application process is just the thing when you need some extra funds, fast.
Don’t get caught out with applications that take you hours to complete and days or even weeks to get an outcome. With our same-day approvals available, Breezy Loans is the lender you need when you’re strapped for cash. Apply now and see just how quick and efficient we are when it comes to fast finance and even faster cash loans.
Have some questions we haven’t covered or want to follow up on an application that you submitted? No worries! Get in contact with us and well do our best to help you out.