Easy breezy small loans from $300 to $5000

Big banks have big loans, but not every problem needs high numbers. You don’t need a mortgage to fix the kitchen sink or to take advantage of a limited-time bargain. Instead, you’ll find that Breezy Loans is here for you. We offer loans from $300 to $2,000, small loans that are perfect for small and not-so-small issues.

Who Are Breezy Loans?

Breezy Loans is an online lender and lender-finder dedicated to setting Australians up with small loans when they need it most. We don’t believe in judging people for their past or their circumstances, and people with bad credit or who are on Centrelink payments are welcome to apply.

Everyone who applies should be able to find small loans with minimal difficulty. If Breezy can’t match you with one of our loans, we’ll have a look for a lender that might suit you better — and at no additional cost. Small loans shouldn’t be a hassle, and we do our best to make it so.

What Do Breezy Loans Do?

We offer personal loans from $300 to $5,000. Our process is quick and entirely online, without tricky paperwork or inconvenient waits. All you need to do is take a few minutes to fill out our easy application. Once you’ve submitted, our loan assessors go straight to work, and you’ll have an initial outcome in sixty minutes during business hours.

If you’re approved, we’ll send one of our small loans contracts for you to read. As soon as you’ve signed it, we transfer your funds — you could have access either that day or first thing the next business day, depending on the time. The whole thing is easy-Breezy, and you won’t have to worry about a step.

Am I Eligible?

For anyone looking for small loans, Breezy might be perfect. All you need to apply is four simple things.

● Be eighteen years or older
● Be an Australian citizen/permanent resident
● Have an active mobile number and an email address
● Have been receiving a regular income for the past three months

Really. Signing up for one of our small loans is that simple.

What Else Should I Know?

What do I have to do?

Breezy doesn’t believe applying for small loans should be scary. All you need is to finish our quick application form, which should only be a few minutes, and then relax until we get back to you (only sixty minutes during business hours). Once the contract is finalised, everything is done and you’ll have your loan.

What size are the loans?

Our loans range from $300 to $2,000, perfect when you need it fast.

Can I apply if I’m on Centrelink/have bad credit?

Absolutely! Breezy looks at your current financial responsibility as well as a credit check, so your history is not a problem, and we consider Centrelink to be a potential source of income.

What about repayments?

We can help you set up automatic payments from your bank account, so there’s no worry about forgetting. Our repayment terms can last up to twelve months and the direct debits stop as soon as you finish, so everything is taken care of.

Apply Now

Breezy has small loans available for every circumstance, ready and willing to help out. If you think you could benefit from getting in contact with us, apply now and let’s see what we can do together.




Rates & Costs

  Small Personal Loans Medium Personal Loans
Loan Amount $300 - $2,000 $2,001 - $5,000
Loan Term 91 Days - 12 months 3 - 24 months
Costs 1. Most small personal loan providers charge up to 20% as an establishment fee upfront. You’ll then pay a 4% monthly fee.
2. Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %.
3. In APR terms, the maximum annual percentage rate on these SACC loans between $300 and $2000 is 199.43%.
1. Most small personal loan providers charge up to 20% as an establishment fee upfront. You’ll then pay a 4% monthly fee.
2. Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %.
3. In APR terms, the maximum annual percentage rate on these SACC loans between $300 and $2000 is 199.43%.
Example 1. Most small personal loan providers charge up to 20% as an establishment fee upfront. You’ll then pay a 4% monthly fee.
2. Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %.
3. In APR terms, the maximum annual percentage rate on these SACC loans between $300 and $2000 is 199.43%.
1. Most small personal loan providers charge up to 20% as an establishment fee upfront. You’ll then pay a 4% monthly fee.
2. Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’l
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